Terms of Service

Acceptance of Terms

By accessing and using the QuantumAdvisor website (quantumadvisor.pro) and engaging our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you must not use our website or services.

These Terms constitute a legally binding agreement between you and QuantumAdvisor d.o.o., a company registered in Slovenia under registration number 9154782365. Your continued use of our services indicates your ongoing acceptance of these Terms and any modifications we may make to them.

Company Information

• Legal Name: QuantumAdvisor d.o.o.
• Registration Number: 9154782365
• VAT Number: SI91458234
• Registered Address: Vojkova cesta 31, 6006 Koper, Slovenia
• Email: legal@quantumadvisor.pro
• Phone: +386 51 720 131

Description of Services

QuantumAdvisor provides professional financial advisory services specialising in hedging strategies and risk management solutions for businesses operating in the European Union. Our services include but are not limited to:

• Currency hedging strategies and foreign exchange risk management
• Commodity risk management and price hedging solutions
• Interest rate hedging and debt portfolio optimisation
• Regulatory compliance advisory for EU financial regulations
• Portfolio optimisation and risk assessment services
• Professional training and education on risk management principles

User Obligations

When using our website and services, you agree to:

• Provide accurate, current, and complete information when requested
• Maintain the confidentiality of any login credentials or account information
• Use our services only for lawful purposes and in accordance with these Terms
• Not attempt to gain unauthorised access to our systems or services
• Not use our services to engage in any fraudulent or illegal activities
• Respect the intellectual property rights of QuantumAdvisor and third parties
• Comply with all applicable laws and regulations in your jurisdiction
• Notify us immediately of any unauthorised use of your account or security breaches

Professional Advisory Relationship

Our services constitute professional financial advisory services, and a formal advisory relationship is established through written agreement. You acknowledge that:

• All advice is provided based on information you supply and market conditions at the time of consultation
• You are responsible for making your own investment and risk management decisions
• Past performance does not guarantee future results
• All financial instruments involve risk, and you may lose money
• You should seek independent legal and tax advice where appropriate

Intellectual Property

All content on the QuantumAdvisor website, including but not limited to text, graphics, logos, images, software, and methodologies, is the property of QuantumAdvisor or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and use our website for its intended purpose. You may not:

• Reproduce, distribute, or create derivative works from our content without written permission
• Use our trademarks, service marks, or trade names without authorisation
• Reverse engineer, decompile, or disassemble any software or systems
• Remove or alter any copyright, trademark, or other proprietary notices

Confidentiality

QuantumAdvisor maintains strict confidentiality regarding all client information and business relationships. We will not disclose your confidential information to third parties without your consent, except as required by law or professional regulations.

Similarly, you agree to maintain the confidentiality of any proprietary methodologies, strategies, or other confidential information disclosed to you by QuantumAdvisor in the course of our professional relationship.

Limitation of Liability

To the fullest extent permitted by applicable law, QuantumAdvisor's liability for any claims arising from or related to our services shall be limited to the fees paid by you for the specific services giving rise to the claim.

QuantumAdvisor shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, even if we have been advised of the possibility of such damages.

This limitation of liability applies regardless of the legal theory on which the claim is based, whether in contract, tort, negligence, strict liability, or otherwise. Some jurisdictions do not allow the exclusion or limitation of certain damages, so these limitations may not apply to you.

Disclaimers

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. QuantumAdvisor disclaims all warranties, including but not limited to:

• Merchantability, fitness for a particular purpose, and non-infringement
• That our services will be uninterrupted, error-free, or completely secure
• That any particular results or outcomes will be achieved
• The accuracy, completeness, or timeliness of information provided

Indemnification

You agree to indemnify, defend, and hold harmless QuantumAdvisor, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising from or related to:

• Your use of our services or website
• Your violation of these Terms or applicable laws
• Your infringement of any intellectual property or other rights of third parties
• Any false or misleading information you provide to us

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Slovenia, without regard to its conflict of law principles. The European Union regulations and directives shall also apply where relevant to our services.

Any disputes arising from or related to these Terms or our services shall be subject to the exclusive jurisdiction of the courts of Slovenia. However, QuantumAdvisor may seek injunctive relief in any court of competent jurisdiction to protect its intellectual property rights.

Dispute Resolution

We encourage the amicable resolution of any disputes through direct communication. If you have any concerns about our services, please contact us at legal@quantumadvisor.pro to discuss the matter.

For disputes that cannot be resolved through direct communication, the parties may agree to submit the matter to mediation or arbitration under the rules of the Ljubljana Arbitration Centre before pursuing litigation.

Termination

Either party may terminate the service relationship at any time with reasonable notice. QuantumAdvisor reserves the right to terminate or suspend access to our website and services immediately, without prior notice, for any reason, including but not limited to:

• Violation of these Terms or our policies
• Fraudulent or illegal activity
• Non-payment of fees for services rendered
• Behaviour that may harm QuantumAdvisor or other users

Upon termination, your right to use our services will cease immediately. Provisions of these Terms that by their nature should survive termination shall remain in effect, including but not limited to intellectual property rights, confidentiality obligations, and limitation of liability.

Modifications to Terms

QuantumAdvisor reserves the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of our services after such modifications constitutes your acceptance of the updated Terms.

If you do not agree to any modifications, you must discontinue using our services. It is your responsibility to review these Terms periodically to stay informed of any changes.

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be replaced by a valid provision that most closely reflects the intent of the original provision.

Entire Agreement

These Terms, together with our Privacy Policy and any separate service agreements, constitute the entire agreement between you and QuantumAdvisor regarding the use of our website and services. These Terms supersede all prior or contemporaneous communications, proposals, and agreements relating to the subject matter herein.

Contact Information

If you have any questions about these Terms of Service, please contact us: